No additional monthly premium with this plan is a potential savings opportunity for healthy individuals. Healthy people in this plan get extra savings with the availability of dental, vision, and hearing benefits (see Health Plan Costs & Benefits for details). The plan shines at customer service with an overall excellent mark on this important metric. Complaints and changes in plan performance are one way we can measure quality, and this plan scores good at both. The member experience with this Freedom Health plan is average. This plan does an excellent job (5 stars!) managing its member's chronic health conditions. Staying healthy is the best way to save money on health care, and Freedom Savings Plan does a good job keeping its members in top health through preventive care, including screenings, tests, and vaccines. If you're looking for a quality, this Medicare Advantage HMO plan gets top marks. Prosthodontics, other oral/maxillofacial surgery, other servicesįeel free to download our Freedom Savings Plan Summary of Benefits information. Outpatient group therapy visit with a psychiatristĭurable medical equipment (e.g., wheelchairs, oxygen)ĭiagnostic Procedures / Lab Services / Imaging (referral required, authorization required) Outpatient individual therapy visit with a psychiatrist Wellness programs (e.g., fitness, nursing hotline) Maximum out-of-pocket enrollee responsibility (does not include prescription drugs) The following table is a summary of the most common out-of-pocket costs you will incur if you join this Freedom Health plan: Healthcare Service MOOP does not include monthly premiums, prescriptions, or other extra benefits. Once you reach this amount of spending on your copayments, all of your Medicare Part A and Part B services will be covered at no additional charge for the remainder of the year. Unlike Original Medicare, Medicare Advantage plans must set an annual Maximum Out-of-Pocket (MOOP) limit on inpatient and outpatient healthcare services. The Maximum Out-of-Pocket (MOOP) with this Freedom Health plan is $3,400. Plans are allowed to choose the amount of the deductible and the services included in the deductible. Although most Medicare Advantage plans do not have an annual deductible some do. Annual Deductibleįreedom Savings Plan's deductible is $0.00. The monthly premium does not include the plan's supplemental premium for add-on benefits (if available). This plan's Part B premium reduction is $75.00. Some Medicare Advantage plans include a monthly Part B premium reduction, also known as the Medicare give back. Plus, you must continue to pay your monthly Medicare Part B premium. This includes your prescription coverage, as well. Monthly Premiumįreedom Savings Plan's total monthly premium in County is $0.00. It is very important to compare costs and apply them to your personal financial and healthcare needs. Premiums, deductibles, and copays vary widely from plan to plan. If you qualify for Medicare but don't know where to begin, we have licensed insurance agents at 1-85 (TTY 711) who can answer your questions (Mon-Fri, 8am-9pm, Sat 8am-8pm EST) and help you get enrolled. It offers the following supplemental benefits: Dental, Vision, Hearing (limitations apply, see below).You must enroll in a stand-alone Medicare Drug Plans in to get this coverage. This plan does not include a Part D plan for prescription drug coverage.The maximum out-of-pocket cost with this plan is $3,400 (in-network).The health plan does not have an annual deductible.This plan offers a Medicare Part B giveback benefit (Part B premium reduction) of $75.00 per month.The monthly premium is $0.00 (plus your monthly Medicare Part B premium).Additionally, authorization, referrals, and service limitations may apply. You must use providers available in the plan's network or pay all costs.If you join this Freedom Health plan, it will replace your Medicare Part A and Part B coverage in County and Freedom Health will takeover managing delivery of your Medicare benefits.Freedom Savings Plan may offer extra benefits that Original Medicare does not cover.It provides all the same benefits as Original Medicare, although your costs will be different.It's a Medicare Advantage Health Maintenance Organization (HMO) plan.
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